Guides & resources
Learn before you decide
Plain-language guides to the Texas foreclosure process. Every legal fact links to its source.
Texas Foreclosure Help
An overview of the process and the options Texas homeowners commonly explore.
Read the guideHouston & Harris County Foreclosure Assistance
Local specifics: first-Tuesday sales, county postings, and free Houston-area help.
Read the guideThe Texas Foreclosure Timeline
From missed payments to the sale, step by step, with the notice periods explained.
Read the guideTexas Notice of Sale, Explained
What the notice means, the 21-day rule, and what you can still do.
Read the guideLoan Modification in Texas
How loss mitigation works and the federal deadlines that protect you.
Read the guideSelling Before a Foreclosure Auction
Listing vs. cash offer vs. short sale — an honest comparison.
Read the guideFree, independent help
- HUD-approved housing counselors
Free or low-cost counseling on mortgage options, or call 1-800-569-4287.
- CFPB mortgage help
Federal guidance on working with your servicer and your rights.
- TexasLawHelp.org
Free legal information and legal-aid referrals for Texans.
- 211 Texas
Local assistance programs, including housing and utility help.
- HUD: avoiding foreclosure and foreclosure scams
Official tips, including how to spot foreclosure rescue scams.
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